Zilveradux IA analyzes your incoming and outgoing flows in real time, identifies probable periods of tension and adjusts its allocation recommendations as your situation evolves.
Between two missions, a freelancer's cash flow depends on factors that constantly vary: client payment deadlines, seasonality of the activity, fixed charges that do not change. Manually assessing how much capital to leave available and how much can be invested or placed requires constant monitoring, which is rarely sustainable on a daily basis.
Zilveradux IA replaces this instinctive estimate with a continuous analysis of available financial data, in order to propose an allocation consistent with your real risk profile, and not with a generic average.
The process involves four steps, from data collection to execution of validated recommendations.
Your billing, collection and expense histories are imported and structured to form a basis for analysis specific to your activity.
The model builds a profile based on the regularity of your income, your current reserves and your past reactions to slow periods.
Cash flow scenarios are simulated in the short and medium term to anticipate probable tensions before they arise.
Validated recommendations are applied according to the rules you set, with control that you can adjust at any time.
Each new transaction updates your cash flow profile, without waiting for a monthly review or manual intervention.
The tolerance threshold is not fixed once and for all: it evolves with your past decisions and the observed stability of your income.
The suggestions are refined with the volume of data available, whether it is recent activity or several years of history.
Each recommendation is accompanied by verifiable indicators: cash flow gap avoided, safety margin maintained, capital truly optimized.
The engine combines time series analysis of your financial flows with a risk scoring model, recalculated for each new incoming data. It does not make any investment decisions without validation, it structures and prioritizes the options according to your profile.
Financial data is encrypted at rest and in transit, and access to sensitive information is limited to processing strictly necessary for the model to function.
Your data is neither resold nor used to train models for other users without prior anonymization.
The score combines the historical volatility of your collections, the share of fixed charges in your activity and the frequency of periods without invoicing. This score is automatically recalculated for each new data, without manual intervention on your part.
The analysis is based on the data you connect: banking history, invoices issued and known due dates. No external data unrelated to your activity is integrated into the model.
The connection is done via importing your statements or direct synchronization depending on the establishments supported. The objective is to limit manual entry while maintaining control over the data transmitted.
The system suggests and executes adjustments within the rules you have previously defined. Any modification of these rules, or any decision outside their scope, remains subject to your explicit validation.
Connect your financial data to obtain an initial risk profile and cash flow projection over the next three months.
Optimize my strategyNo long-term commitment. You maintain control over the connected data and the execution rules at all times.